Borrowing While BlackAn investigation into the plight of Black America and the struggle for financial justice
Borrowing While Black is a multi-disciplinary web-based learning environment established in response to the financial crisis and Great Recession of 2008. Despite the fact that the repercussions are global, there is a prevailing sense that the this crisis is fundamentally a housing and finance services affair; that it originated in the U.S subprime mortgage sector; and that subprime mortgages were systematically disproportionately concentrated in African American neighborhoods.
From Forty-Acres to Foreclosure
Learn about the history of racial housing descrimination from the origins from after the Civil War to the Fair Housing Act of 1968.
Public Policies Effect On Housing Descrimination
The story of modern housing descrimination begins with the public policies put into place during the 1990’s that set the stage for racial lending practices.
The Role of Federal Deregulation of the United States Banking Systems
A discussion about the role of federal deregulation within the banking and housing sectors which lead to the growth of the subprime loan indutry.
The Financial Reforms Put Into Place After the Collapse
The review of the financial reforms and policies that were passed as a part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010